Who needs SSL certificate?

If you are going to be accepting or processing secure information from your website, such as credit card payments online, or other sensitive information, you will need an SSL certificate. SSL stands for Secure Socket Layer. Data shared between users' computers and the server are encrypted for safety.

There are different grades of SSL certificates. Price ranges from very little money, to hundreds of dollars per year. The more sensitive your information, the more you'll probably need to spend on an SSL certificate.

Important: Most applications can get by with certificates costing less than $100 per year. If you are accepting Credit Card payments directly from the server, you will need to contact your bank or credit card payment gateway to determine their requirements. Some are quite strict.